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Set Your Financial Journey

Unwrap a stress-free holiday with Skip-a-Pay

  • November 03,2026
  • Less than a two minute read

The holiday season is here, and as your schedule fills up with events, travel and shopping, expenses can add up quickly. Between gifts and gatherings, it’s easy to feel financially strained—we get it! That’s where Skip-a-Pay comes in, giving you the flexibility to take control of your holiday budget.

How does Skip-a-Pay work?

Skip-a-Pay is flexible tool designed to give you financial breathing room. This winter, you can pause eligible loan payments for the month of your choice1 and redirect those funds to what matters most to you. Whether it’s booking a flight, snagging the perfect gift or covering other holiday essentials, skipping your payment can help you stay on track without the added stress.

Here’s how it works:

  • Skip your payment on any Abound Auto, Boat, RV, Motorcycle or Personal Loan1.
  • Submit your Skip-a-Payment request to the Credit Union before your loan due date.
  • You must have made at least one payment on your loan to qualify.
  • Important: If you have recurring payments set up, they must first be canceled and then rescheduled after the payment is skipped.

How to skip your payment

Never submitted a Skip-a-Payment request before? You can choose how to skip from these four easy options:

The key benefits of Skip-a-Pay

Skip-a-Pay helps you avoid high-interest debt by letting you skip a payment without penalties. Instead of using credit cards or “buy now, pay later” options, you can:

  • Free up cash for holiday priorities or other needs.
  • Keep your holiday budget intact.
  • Enjoy the season with peace of mind.

Tis the season for smarter saving

Don’t let holiday expenses derail your financial goals. With Skip-a-Pay, you can free up cash, protect your budget and focus on enjoying the season with your loved ones.

Learn more about Skip-a-Pay here.

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1Skip-a-Payment is not available for Mortgage, Home Equity, Credit Cards, or delinquent loans. Additional restrictions may apply. A maximum of two skips is allowed, per loan, within a rolling 12-month period. Requests must be submitted to the Credit Union prior to the payment due date. For Skip-a-Payment options on delinquent loans, please contact Member Solutions at 877.799.1455. I/we understand interest will continue to accrue on loan and may cause pay off later than original agreement. You will be required to resume your payments the following month. If you purchased GAP insurance with your loan, your GAP coverage benefits may exclude skipped payments or expire prior to your loan being fully paid; see your GAP Agreement for coverage restrictions. $35.00 fee per loan skipped and must be deducted from a deposit account at Abound Credit Union. Contact us at 800.285.5669 for further information. 

2Carrier rates may apply for data usage.