Savvy Money

Staying on top of your credit has never been easier

With one powerful tool, access your credit score, full credit report, credit monitoring, financial tips and education.

All of this without impacting your credit score.

You can do this ANYTIME and ANYWHERE. And for FREE*.

Benefits of Savvy Money

24/7 Access to your Credit Score

Access your credit score at any time, from anywhere.

Full Credit Report

FREE access with no impact to your credit score.

Real-Time Credit Monitoring Alerts

Receive email alerts when there has been a change to your credit profile.

Credit Score Simulator

An interactive tool to help you see how much your credit score might increase or decrease based on your specific financial decisions.

Personalized Credit Offers

Money saving loan offers, tailored just for you.

Credit Score Education and Resources

All the tools you need to be credit savvy.

Accessing Savvy Money is EASY

1. Login to Online or Mobile Banking*
2. Select the Main Menu
3. Select Credit Score & Report
Frequently Asked Questions

Savvy Money with Abound Credit Union helps you stay on top of your credit by providing your latest score and report and understanding key factors that impact the score. It also monitors your credit daily and informs you by email if any significant changes are detected, such as a new account being opened, a change in address, employment, delinquency or inquiry has been reported.

Yes. Savvy Money with Abound Credit Union will monitor and send email alerts when there has been a change to your credit profile.

Nope. Savvy Money is 100% free for Abound Credit Union Members.

Savvy Money with Abound is a "soft inquiry" which does not affect a credit score. Lenders use "hard inquiries" to make decisions about creditworthiness when you apply for loans.

Your credit score will be updated every seven days and displayed in Online and Mobile Banking. You can click "Refresh Score" as often as every day for an updated credit score.

If you think some information is wrong or inaccurate, you can obtain a free credit report from www.annualcreditreport.com and then dispute inaccuracies with each bureau individually. Each bureau has its process for correcting inaccurate information, but within Savvy Money with Abound a Member can "File a Dispute" with Transunion by clicking on the "Dispute" link within Savvy Money. Transunion will share this with the other bureaus if the inaccuracy is verified.

*Carrier rates may apply for data usage.