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Personal Loans

We're for that little extra.

Open a Personal Loan to be entered for a chance to win in our $25,000 giveaway1. From debt consolidation to covering an unexpected expense, you can access the funds you need and delay your first payment for up to 90 days2. Five winners every month will win $1,000.1



Apply Now

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There's a lot you can do with a little extra cash

What collateral is needed to get an Abound Personal Loan? Nothing. Just your signature. What can you spend the money on? Pretty much anything. Is it really that easy? Yes, the process is totally hassle-free.

as low as
8.90%
APR
as low as
7.25%
APR
View All Rates

Money for any number of needs

It's your call

Borrow up to $35,000 to pay bills, make expensive repairs or do something more fun (like that trip you've been dreaming of).

Low interest rates

That leaves more money in your pocket for whatever you need to get done.

Plenty of time

Flexible terms to fit your unique needs and budget.

This is a good choice if you know how much you need up front

When you need to replace an appliance, repair a car, cover medical costs or make a down payment on a dream vacation, you don't have weeks or months to wait around for your loan money. At Abound, we know that speed is often of the essence and we'll move quickly to put money in your pocket.

  • Money for just about any purpose
  • No collateral necessary - just a signature required
  • Immediate access, as money can be deposited directly into your Abound account.
  • Schedule automatic payments through Digital Banking3
What our members say

“I'm saving $19,000 in interest!”

I had two credit cards with large balances. Making minimum payments would've taken me 22 years to pay them off. Abound consolidated both credit card balances into one loan, with an even lower monthly payment than before. I’ll have all of the dept paid off in less than one-third of the amount of time as previously anticipated, saving $19,000 in interest! 
 

Member Resource Branch Member

“Paying off nine credit cards with up to 27% interest...” 

I'm a soldier who frequents Fort Knox. My wife was quickly feeling the impact of heavy credit card debt, so I looked to Abound's Pershing Branch to see what our options were. I was approved for a Personal Loan that quickly became a game changer for us. Paying off nine credit cards with up to 27% interest was the relief we needed. Now, we're able to manage the monthly payment to pay off $14,000 with a lower interest rate. 

- Ft. Knox Member
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Abound Credit Union is a full-service financial institution with locations throughout central and southern Kentucky.

Find a loan that's more personal

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FREE. AND OH-SO-EASY.

Your Free Checking gives you access to a wide range of helpful money management tools.

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¹Personal Loans opened between August 14-December 31, 2026 for amounts $5,000 or greater will be automatically entered. Click here for sweepstakes details and official rules. No purchase necessary.

2 First payment may be delayed for up to 90 days. Interest will accrue during this time and extends the payoff date and term of your loan.

3Carrier rates may apply for data usage.