2025 Board of Directors Election

Cast your vote!

One of the main differences between Credit Unions and Banks are that our Members vote to elect a volunteer Board of Directors to serve your best interests, giving you a direct say in how your Credit Union is governed through representative election.

Abound has a 9-person Board of Directors. Directors are unpaid, serve three-year terms and devote 100 to 400 hours annually to monitor the Credit Union's operations. Three seats are filled each year. When there are more candidates than there are seats available, an election of the membership is held to determine who will serve on the Volunteer Board. In 2025, we have nine candidates vying for three seats.

Meet the 2025 Nominees

George Pennington

As a veteran and retired teacher, I currently have the privilege of volunteering/serving as the Board Vice-Chairman, Treasurer, & Secretary, and serve/served on the Asset Liability, Loan Review, Pension & Benefits, Supervisory (Audit), Board-CEO Relations, & Governance Committees. 2025 marks my 49th year as a part of the Credit Union movement, 33rd year as a Member of Abound, and 14th year as a volunteer for Abound Credit Union. As an old Econ student, I feel that I am qualified to continue our efforts in helping our Credit Union improve the financial lives of our Members.

Richard Rick Embry

I am from Leitchfield. My life has been service to others. First family, my church, and our community. Elected to our city council at 26, and in 2018 as Mayor of Leitchfield. I have served on our fair board, fire department, school board, and utilities commission. I’m a retired USPS employee; also owned a small grocery and bicycle shop. Member of our Credit Union since 1996. I see firsthand how their presence in our community has improved our lives. As a Member of the Board I would like to see the continued growth of Abound. I humbly ask for your support

Mike Biggs

I am respectfully seeking your vote for the volunteer Board of Directors at Abound Credit Union. I am a fiscal conservative, currently serving a second term as an Associate Board Member. I strongly support Leadership's continued focus on Member-first services, financial soundness, operational fitness, and sustainable growth. My professional path includes an MBA from Bellarmine University and a 32-year career with Snap-on Tools, retiring as a Vice-President of Power Tools. Married for 47 years, I am a native of Hardin County. I am committed to our Credit Union’s efforts to improve Member's financial lives. I humbly ask for your vote.

Lucy Oldham

I am currently a Member of the Credit Union and running to serve as a Board Member. I currently serve on the Foster Care Review Board of Kentucky, and I believe with my background of working in Benefits and Payroll, that I would be a great asset to serve on the Board for the Credit Union. I would work to continue to provide more and better services to you, the Members.

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Abound exists to strengthen the financial well-being of Members. I’ve supported that vision as a volunteer for over 13 years on the Supervisory Committee and as an Associate Board Member. I believe I can represent Members’ interests and needs as an effective voice on the Board. I’ve expanded my knowledge through conferences sponsored by credit union organizations, and by completing all required online training courses. After 22 years as Marketing Director at ECTC, I retired and now volunteer for Friends of Hardin County Animal Shelter, Warm Blessings, and work part-time for Family Scholar House. I appreciate your support.

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I have had the honor of serving on the Supervisory Committee and as an Associate Board Member the past 5 years and have been a Member for over 30 years. I would like to continue my service as a Board Member as I believe in Abound’s mission of making more financial products/services available to more people and the impact its financial literacy program is having in the communities. I truly believe in the Credit Union’s focus on assisting Members in achieving financial success, stability, and a better quality of life and would like to continue serving this community minded organization.

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It has been my privilege to have been an Abound volunteer (Director and Supervisory Committee) for over 30 years. I’ve served in Supervisory Committee Chair, Board Chair, Vice-Chair, Treasurer, and Secretary positions on numerous occasions. I have kept abreast of issues facing our Credit Union through educational opportunities. With my 30+ years of experience as a government auditor, I bring accounting/ auditing expertise to the Board. My focus is on decisions that complement our mission to improve financial lives of our Members. If I am re-elected, I will continue to work towards ensuring that Abound remains safe, sound, and secure.

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I ask for your vote to serve another term as your volunteer advocate on the Board that has strategically guided the Credit Union (CU) to unparalleled success over the past 10 years. I am the only Board Member with extensive CU operational (23 years) and strategic (8+ years) experience. I will work hard to help maintain/improve the CU’s strong financial strength and keep the CU Member-centric (concentrated on great savings/loan rates and superior products/services). I will always keep your valued trust/important investment in the CU forefront in all I do. Thank you.

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I have volunteered with Abound Credit Union for over 10 years, serving on the Supervisory Committee and currently as an Associate Board Member. My commitment to continuous learning has led me to complete numerous training sessions, including the CUNA Volunteer Achievement and Leadership Program. These experiences have provided me with a strong understanding of credit union policies and procedures. With a service-oriented professional background, I am committed to advocating for the best interests of our Members and communities. I am seeking your support to continue serving as a Board of Directors Member, ensuring responsible leadership and member-focused decision-making.

Voting Process

Members will be able to file ballots electronically here with appropriate verification of eligibility and membership between January 15 and March 1, 2025. Paper ballots will be mailed to those who do not have an email address on file. You will need your election ID as stated in your ballot or the last four digits of your Social Security number to cast your vote. Please note, branch locations are not able to accept paper ballots. These must be mailed in accordance to the directions on the ballot.

 

Voting Eligibility

All primary accountholders over the age of 18 who are primary members on or before the election start date, are eligible to cast one vote. Businesses are also eligible to cast a vote. Members who are joint on an account are not eligible to vote.

VOTING ELIGIBILITY & INSTRUCTIONS: Eligible voting members are asked to vote for up to three (3) of the nine (9) nominated candidates for the Board of Directors. All candidates have met
eligibility requirements and were nominated by the Nominating Committees in accordance with Credit Union Bylaws.
Eligible voting members must be 18 years of age or older at the time the vote is cast. Members voting by paper ballot are required to provide their unique Election ID and signature to verify eligibility
to vote. Members voting electronically are required to provide their unique Election ID or Account Number and the last four digits of their social security number to verify eligibility to vote. All
requested member information must be included for the ballot to be counted and all member information will be kept in strictest confidence. Only members who are listed as the ‘primary’ account
holder, as prescribed by the NCUA, are provided official ballots.
Completed ballots, which must include selection of no more than three (3) candidates and all requested member information, must be postmarked in the envelope provided or completed through
the secure electronic voting portal at aboundcu.cuballot.com by March 1, 2025 to be counted. Ballots will not be accepted at branches.