Welcome to the new Abound Credit Union website
We want to get you to your money faster so you can get back to living. We think you’ll like what you see and we’re excited to show you around!
Make HOME Happen
We take the guesswork out of homebuying!
Get a great deal when you apply for your next Home Loan in Kentucky with Abound Credit Union. Our local mortgage team will walk you through the process and help you pick the best option for your life - no guesswork required!
We offer market leading rates, more options, fast closings and these limited time special perks:
Rate Hawk Rate Watch¹
Get the best home loan rate for which you qualify, automatically, between pre-qualification and closing.
Receive $1,000 towards closing costs²
Rate Drop Guarantee³
If rates drop within 24 months of closing, Members who qualify can request a one-time rate change.
Enter to win your first month's payment up to $1,500⁵
One lucky Member will be chosen each month to win our sweepstakes from February through December.
Get started with the market mortgage rate leader today!
With Abound, you can close as quickly as you want to6 - in as few as 20 business days - and rest easy knowing that servicing stays with the Credit Union throughout the life of your loan.7
View our Home Loan options. ARM, Conventional, Short-term, VA, Construction and up to 100% financing are available.8
As low as
6.712%
APR
As low as
6.488%
APR
As low as
6.014%
APR
We're here to help find the best option for you.
Equal Housing Lender. Special promotions do not apply to Loans for Land or Lots.
1 Rates may change daily. Applicant(s) who apply between February 1, 2024 and December 31, 2024 will receive the lowest rate qualified for based on credit application between pre-qualification and issuance of loan Closing Disclosure – typically three (3) days prior to closing. Veteran’s Administration (VA) loans are not eligible for Rate Hawk Rate Watch.
2 Abound will apply $1,000 in credit towards closing costs at the time of closing. Abound’s $1,000 closing cost gift to applicants may be discontinued at any time and without notice. Refinances of current Abound Home Loan products are not eligible for this promotion.
3 If, over the course of the 24 months following original loan closing date, rates drop from the original mortgage loan rate, the loan holder may request a one-time rate adjustment within the same credit tier for which the loan holder previously qualified. The loan must remain as the same type and term as the original loan. Adjustable Rate Mortgages(ARMs) and Veteran’s Administration (VA) loans are not eligible for a reduction in rate through the rate drop program.
5 Once the mortgage loan has completed closing, loan holder will be automatically entered into a sweepstakes drawing for the following month to win up to $1,500 applied to their first mortgage payment. Drawings will be done March 2024 through January 2025 for loans closed February through December 2024. See Sweepstakes rules at AboundCU.com for details. Program may be extended or discontinued at any time.
6 The typical time to close on a mortgage varies but averages between 30 and 45 business days. Closings can be done in as few as 20 business days but is not guaranteed. Timing for closing is dependent on a number of factors including how quickly the applicant provides data, and the availability of all parties for closing dates. We work with all applicants to provide a timeline that is most convenient for their schedules.
7 Abound continues servicing for Mortgage Loans throughout the life of the loan, except for Veteran’s Administration (VA) Loans. Abound reserves the right to discontinue servicing individual loans at any time and transfer servicing to another provider.
8 Not all loan applicants will qualify for 100% financing. 100% financing is not available on all loan types. Speak to an Abound Mortgage Lender for details.