Enhance your money management skills
No matter what your financial goals are, having a plan to strengthen your money management is key to long-term financial success. With the right guidance and access to helpful tools and resources, you can say goodbye to excess holiday debt and start saving for the future you envision.
At Abound, your financial health is our priority. That's why we've put together four simple tips to help you stay on track this year:
At Abound, your financial health is our priority. That's why we've put together four simple tips to help you stay on track this year:
- Know where your money goes - Reviewing your spending patterns is easy with Online and Mobile Banking*. Log in to see what's coming out of your account identify areas where you can cut back. For example, unused subscriptions or memberships can be cancelled, and those funds can be redirected into your Savings Account.
- Automate your savings - Settiing up automatic deposits to your Savings Account is an easy way to build an emergency fund. Choose an amount that fits comfortably with your budget and watch your savings grow over time. To accelerate your progress, consider automating deposits into our High-Yield Savings Account. There are no minimum balance requirements, and you earn our best rates when you save up to $5,0001.
- Debt consolidation - Managing multiple loan payments or high-interest debt? Consolidation allows you to combine debts into a single, more manageable payment. This approach may lower your monthly payment and help you pay off debt faster. Homeowners can tap into their equity and simplify payments with a Home Equity Line of Credit2, while renters may find our fixed-rate Personal Loans to be a great solution.
- Search for fee-free accounts - Monthly maintenance and annual fees can add up quickly. At Abound, we help you keep more money in your pocket with our Free Checking Accounts3. Not only is there no monthly fee, but you can also get paid up to two days early with direct deposit4. Over time, a free account can make a big difference.
*Carrier rates may apply for data usage
1Annual Percentage Yield. Dividend rates are current as of 01.02.2026. Dividend rates are variable and may be changed or discontinued at any time. A blended APY is calculated based on balances in each earning tier, and the exact APY will depend on the balance in the account. Dividends paid and compounded monthly. Limit of one High Yield Savings Account per primary member’s Social Security Number. Available to both business and consumer Members. Subject to $10 Membership fee if not already a Member.
2Rates and terms are subject to credit approval. Eligibility open to Kentucky or Indiana residents. Subject to $10 membership fee, if not already a Member. Subject to $249 application fee.
3Not all Members will qualify for a free Checking Account.
4Get Paid Early - Must have active Abound Credit Union account with active Direct Deposit. Get Paid Early is subject to when we receive pay information from the Federal Reserve.
1Annual Percentage Yield. Dividend rates are current as of 01.02.2026. Dividend rates are variable and may be changed or discontinued at any time. A blended APY is calculated based on balances in each earning tier, and the exact APY will depend on the balance in the account. Dividends paid and compounded monthly. Limit of one High Yield Savings Account per primary member’s Social Security Number. Available to both business and consumer Members. Subject to $10 Membership fee if not already a Member.
2Rates and terms are subject to credit approval. Eligibility open to Kentucky or Indiana residents. Subject to $10 membership fee, if not already a Member. Subject to $249 application fee.
3Not all Members will qualify for a free Checking Account.
4Get Paid Early - Must have active Abound Credit Union account with active Direct Deposit. Get Paid Early is subject to when we receive pay information from the Federal Reserve.
