Turn financial stress into financial success with a Personal Line of Credit

In a perfect world, our financial plans would unfold exactly as we envision. We'd work hard, stick to a budget and everything would fall into place. But real life rarely follows a script - and that's okay. At Abound, we understand that things happen. That's why we're committed to providing you with the tools you need to stay financially secure, no matter what comes your way.

While life may be unpredictable, your finances don't have to be. A Personal Line of Credit (LOC)¹ can provide the reliable safety net you need. Whether it's an unexpected bill or a temporary gap in income, a LOC gives you easy access to funds anytime you need them. You can tap into your LOC anytime through Online & Mobile Banking*, making it simple to manage your funds no matter where you are.

According to MarketWatch², as of 2025, 57% of Americans are living paycheck to paycheck. That can make it harder to build emergency savings or plan ahead, but that's where a LOC steps in. Our LOC is designed to help you stay on track without compromising your long-term financial goals.

With credit limits up to $25,000, your LOC is there for:

• Medical bills
• High-interest debt
• Home or car repairs
• Education costs
• Vacations

The best part? You only pay interest on the amount you use.

You can also link your LOC to your Abound Checking Account for automatic overdraft protection. By doing this, you can avoid overdraft fees and keep your balance in the positive, even when things get tight. Plus, because it's a revolving line of credit, using it responsibily can help you build or strengthen your credit over time.