You think you can't afford a home right now ... think again.
Thinking about buying a home but not sure if now is the right time? We get it, it's more than a little bit confusing with lots of different factors to consider and financial headlines changing by the day. While no one can predict what tomorrow, next month or next year will bring, we do know that homeownership can be key to building generational wealth and a more stable financial future for your family.
That's why Abound is all about making it easier for Members to buy homes! Through our not-for-profit structure, we're able to give you access to additional resources and incentives to help you make your dream home happen.
Our local lenders are here to help you every step of the way and our market leading rates can help your homebuying budget stretch even further.
Plus, for a limited time only you can take advantage or these special perks:
Rate Hawk Rate Watch1 - Members automatically get the best rate for which they qualify, between pre-qualification and closing.
Win your first payment (up to $1,500)2 - One lucky Member will be chosen each month in 2025.
Rate Drop Guarantee3 - If rates drop within 24 months of closing, Members who qualify can request a one-time rate change.
Receive $1,000 towards closing costs4 - Abound will apply $1,000 in credit towards closing costs at the time of closing.
Abound's friendly team is here to help you learn more about the process and get started on your homebuying journey with confidence!
Contact us or apply online today.
Have Questions?
We help you find answers.
Special promotions do not apply to Loans for Land or Lots.
1. Rates may change daily. Applicant(s) who apply between January 1, 2025 and December 31, 2025 will receive the lowest rate qualified for based on credit application between pre-qualification and issuance of loan Closing Disclosure – typically three (3) days prior to closing. Veteran's Administration (VA) loans are not eligible for Rate Hawk Rate Watch.
2. Once the mortgage loan has completed closing, loan holder will be automatically entered into a sweepstakes drawing for the following month to win up to $1,500 applied to their first mortgage payment. Drawings will be done February 2025 through January 2026 for loans closed January through December 2025. See Sweepstakes rules here.
3. If, over the course of the 24 months following original loan closing date, rates drop from the original mortgage loan rate, the loan holder may request a one-time rate adjustment within the same credit tier for which the loan holder previously qualified. The loan must remain as the same type and term as the original loan. Adjustable Rate Mortgages (ARMs) and Veteran’s Administration (VA) loans are not eligible for a reduction in rate through the rate drop program.
4. Abound will apply $1,000 in credit towards closing costs at the time of closing. Abound's $1,000 closing gift to applicants may be discontinued at any time and without notice. Refinances of current Abound Home Loan products are not eligible for this promotion.